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Showing posts with the label What is a holiday loan?

Guide to home improvement loans

Are you keen for extra space for a growing family, or desperate for a different kitchen - but can't afford to up sticks and move house? Maybe it's time to look at making home improvements and upgrading your current living environment to suit your needs? - whether it's adding an extension, or simply giving the bathroom a makeover and making it more practical.  The benefits of home improvements Making the changes you want could not only make you happier, but also possibly raise the value of your home when you come to sell. For example, a good extension or loft conversion that increases the floor-space in your home will tend to increase the value too - but whether this will add more than the cost of the works depends on what the market is like when you come to sell. Or you may opt for improvements such as central heating or double-glazing as general upgrades on your property. Meanwhile, decorating the home can be done reasonably cheaply but still make it a ...

Guide to holiday loans

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Guide to holiday loans Whether you need to travel for a faraway relative’s wedding or birthday, or want to fund a holiday of a lifetime such as a honeymoon or round the world trip, a low rate personal loan is one of the easiest and most convenient ways to pay for your dream trip. Here is a quick guide to using a loan to pay for a holiday, as well as some tips on finding the best deal. What is a holiday loan? Whenever possible, it is best to pay for holidays using your savings. However, a cheap personal loan can be a great way to fund a trip that your finances can’t quite cover in one go.  At the time of writing, you can borrow between £7,500 and £15,000 over say three years at an interest rate of just 5% or even less – although you will pay more to borrow smaller amounts. Advantages of a holiday loan Advantages of choosing a holiday loan include that your payments are fixed – making it easier to budget – and that you can generally choose to repay the amount borro...